Revolut hits $75B valuation after raising $3B in fresh capital

London fintech giant Revolut and its backers are nearing the end of a $3B fundraising spree that pegs the company at roughly $75B valuation, Bloomberg reported late Friday. That’s up into global-top-tier territory for private consumer fintech. 

Macro headwinds made growth-at-all-costs go out of style in Europe—except when a platform begins to look like an operating system for money. A $75B print effectively prices Revolut more like a super-app in a payments/wealth wrapper than a neobank. It also reopens the “Europe can do big” debate after a quieter Q3 for mega-rounds.

Revolut’s push into brokerage, credit and cross-border transfers magnifies the regulatory surface area. Raising billions now buys runway for tier-1 licenses, capital buffers, and a pre-IPO narrative pivot from MAUs to monetized MAUs—exactly the playbook U.S. fintech leaders used pre-listing.

The takeaway: Europe’s late-stage pipeline isn’t empty; it’s just consolidating into category killers. Revolut’s number is the new yardstick for every EU-UK fintech with >€500M revenue ambitions.